Get the first ever
needs-matched life insurance

With BrightRock, your policy is made just for you and changes with you as your life changes. Because it’s more efficient, you can save 30% on your premiums from day one.

How it worksFind an adviser

Your cover is the perfect fit – and changes with you

Your BrightRock cover can precisely match your specific financial needs, so it’s the perfect fit.  Because there’s no waste, you get more cover for your money. And if your life changes, you can also change your cover.


You decide what you need

With BrightRock, you and your adviser decide exactly how to cover each of your different financial needs if you were to get ill, suffer an injury or die. From choosing how your cover and premiums grow to how your pay-outs work and when they end, you have maximum flexibility.


We pay out more,
more often

Thanks to unique features that only BrightRock offers and cover for more illnesses and injuries, you can count on us for the most comprehensive cover available in the market today.


You get more cover
for your money

With BrightRock, you can buy on average 40% more cover for every premium rand. So you can afford to buy the cover you need, and to keep it.


At BrightRock, we #LoveChange. Really.

We have a #LoveChange philosophy – it’s a belief that every Change in life, even the most intimidating ones, comes with amazing opportunities. That’s why we developed our world-first product to help you navigate the financial impact of life’s big changes. And why we created the Change Exchange, an online space where different people dealing with life’s big Change Moments can share their experiences – and hopefully, help you #LoveChange too.

Watch this Letter from Change to see what we mean.

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BrightRock’s Schalk Malan on CNBC and eNCA

BrightRock CEO Schalk Malan appeared on two television shows to share consumer tips about recession-proofing your finances.

Press releases

25 Oct 2017

Vaping, the jury’s out on its long-term effects

You are planning to start a family, but how do you ensure that you cover your child’s financial needs should something happen to you and your spouse? By Jessica Anne Wood

24 Oct 2017

Don’t underestimate the worth of the non-breadwinner

Many people believe that only the family breadwinner needs to have life, disability and severe illness cover. This view is fundamentally flawed, a financial planning professional says.

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