Do you know when your insurance premium guarantee expires?
Changes in mortality and lapse rates leave policyholders with a nasty premium shock.
Let’s get smart about your money
Because we #LoveChange, at BrightRock, we want to help you make money decisions that reflect your life, your changing needs, and all the things that are important to you. Read our latest educational content below to help you learn more about money, life insurance and navigating life’s big change moments.
Behavioural economics: Emotions play a role in how you make financial decisions
Imagine a world where every financial decision was made with cold, hard logic. No emotion, no bias – just numbers. The real world doesn’t operate that way. This is where behavioural economics come in. When it comes to life insurance, understanding the quirks of human behaviour can make all the difference to help you protect […]
How to afford escalating life insurance premiums
In the current cost-of-living crisis many people are reconsidering their life insurance because the premiums are too high.
Did you know that insurance companies offer cover for home executives?
Taking care of a home and children is one of the most important jobs anyone could have. Despite home executives taking care of many duties, covering them should they suffer a serious illness or injury, or should they even pass away, is not something we consider when taking out life insurance. Why it’s important for […]
What consumers need to know about funeral policies in South Africa
Funeral expenses can be burdensome and overwhelming – this is why funeral polices are the most popular insurance products in South Africa. Funeral policies are designed to offer a financial safety net to families during a very stressful time. They enable people to honour and bury their loved ones with dignity, and without facing financial […]
How the COFI Bill is providing enhanced financial transparency
The South African financial services sector has undergone sweeping regulatory reform over the past 15 years, aimed at improving the governance and accountability of financial institutions. These reforms have been crucial in securing better outcomes for the people served by the sector. The Conduct of Financial Institutions (COFI) Bill represents a major leap forward and […]
What drives susceptibility to insurance fraud: The repercussions
Economic hardships often push individuals toward desperate measures. In tough times, fraudulent behaviour becomes even more tempting. Falsifying death certificates for funeral policy claims or withholding crucial health information during application processes are just some examples of this deceit. Extreme cases of fraud may involve staging an accident, faking an injury or death, or syndicated […]
Just for you: Do you actually understand inflation?
Inflation is a word that gets thrown around a lot, but surveys over the past decade indicate that the adult populations in many countries know relatively little about finance and are unfamiliar with economic concepts such as inflation, interest compounding, and risk diversification. According to a study published by the Human Sciences Research Council and […]
Just for you: Do you need life insurance?
Many people believe that if you are young, you do not require life insurance.
Just for you: What is life insurance, and how does it work?
Having the right life insurance cover means you are protecting your family’s future.
Budgeting for the future: How life insurance policies and savings plans work hand in hand
When South Africans, and caregivers in particular think of their savings plan, life insurance is not likely to be the first thing they associate with saving up for.
What factors affect the cost of your life insurance premium?
Your health plays a role in the price of your premium, as does your lifestyle.
How do my life insurance policy and my savings plan work hand in hand?
It’s important to see life insurance, disability and critical illness cover, and your savings, as important vehicles that work hand in hand.
Is a life insurance policy really for life?
Having the right kind of life cover, critical illness cover and disability cover means that you and your family will be able to maintain a similar lifestyle when you pass away or when your ability to earn an income is affected.
Underwritten and non-underwritten insurance cover – What’s the difference?
You’ve most likely heard the term ‘underwriting’ mentioned in insurance ads and weren’t sure what it meant and why it’s important.
Why is naming beneficiaries on a life insurance policy so important?
When considering who to nominate as beneficiaries, most people choose people who are financially dependent on them.
What is the difference between funeral cover and life cover?
Because life insurance policies and funeral policies cover different things, it’s best to provide for both in your monthly budget.
Do you need life insurance?
A lot of people believe that the young don’t need life insurance. But the truth is, anyone who is earning an income needs to consider life insurance.
What is life insurance?
Having the right life insurance cover means you are protecting your family’s future. It means you or your family will be able to lead the same lifestyle if anything should happen to you.
Short-term and long-term insurance – what’s the difference?
Insurance is a promise. It’s an agreement where the insurance company promises to pay out a sum of money to the insured person if a specific event happens.
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Call our 24-hour helpline on 086000 6335, manned by ODEK Technologies, if you’ve received a suspicious email, text message or email involving BrightRock. You can also email us at helpdesk@odek.co.za with the details of any suspicious online activity that you’ve come across. Please be sure to include your contact details in the email. We’ll then contact you, investigate and keep you updated on what we find. ODEK Technologies is BrightRock’s ICT partner.
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